MCA Financial Group practices nationwide, serving clients from a variety of different industries. Our experience in various industries, as well as technical expertise in Corporate Restructuring, Litigation Support & Expert Testimony, Mergers & Acquisitions, and Valuation Services, enable us to provide quality solutions in a timely manner.
RECENT ENGAGEMENTS
Solar Installation
MCA Financial Group successfully supported a solar industry client facing a $50 million damages claim involving allegations of employee poaching and trade secret theft. Our team conducted a thorough analysis of the claim, financials, and industry factors, identifying significant flaws in the plaintiff’s methodology. MCA’s insights and expert testimony enabled a favorable settlement, avoiding the high costs of prolonged litigation and ensuring a strategic resolution for our client.
AZ, CA, NC, SC, NV, TX, & FL
Food Service & Franchising
Managed the financial restructuring and cash flow of a 30+ location restaurant franchise. The franchise faced underperforming stores and inaccurate financial data. MCA cleaned up financial reporting, enabling the client to understand its true financial position and develop a strategy to close unprofitable locations. MCA coordinated with legal counsel, lenders, and landlords, guiding the client toward a controlled exit strategy that minimized personal liability and positioned remaining stores for sale.
$60MM
FOUR STATES
Fitness equipment
Guided nationwide fitness equipment retailer through Chapter 11 Subchapter V reorganization, consolidating operations, managing debt, and ensuring long-term viability. Crafted financial projections, conducted valuations, and secured global settlement with stakeholders, demonstrating superior returns compared to Chapter 7 liquidation. Despite market challenges, MCA exceeded expectations, showcasing our expertise in financial restructuring and stakeholder negotiations.
$5MM
NATIONAL
Restaurant POS Service Provider
As Court-Appointed Receiver, MCA Financial assessed a strategic buyer's offer, analyzed financial projections and market data, and presented comprehensive strategic options to shareholders. Our team facilitated competitive negotiations, positioning our client to secure a revised offer. This included more cash for shareholders at closing and an improved earnout opportunity, maximizing value.
$6MM
NATIONAL
Cooking Equipment
As the Restructuring Advisor, MCA Financial stepped in to evaluate an existing offer from a strategic buyer and then delved into financial projections and market analysis to provide a comprehensive evaluation of strategic options for the shareholders. Our professionals created a competitive negotiation environment and positioned our client more favorably to secure a revised strategic offer, including additional cash for shareholders at closing and an enhanced earn out opportunity.
$500MM • 800 Emp.
INTERNATIONAL
Nutritional Supplements
A nutraceutical company subsidiary, facing unprofitability, was closed by the parent company. MCA Financial was enlisted to collect outstanding accounts receivable. Our approach involved collaborating with management to understand product lines and sales channels, coordinating customer outreach, and engaging collections attorneys when necessary. Leveraging financial analysis expertise, we achieved favorable recoveries, exceeding projections.
$25MM
NATIONAL
Commercial Office Management
With the support of the secured creditor, we were retained by the debtor in a Texas Chapter 11 bankruptcy to manage and sell two distressed 10-story office buildings. Facing neglect, tenant dissatisfaction, and discontinued services, our team addressed multifaceted challenges, including an absentee owner and non-paying vendors. Leveraging extensive real estate management experience, we reinstated essential services, rectified building issues, and improved tenant satisfaction.
TEXAS
Education Technology
Partnered closely with the Board and its advisors to streamline the asset sale and wind down remaining operations. Our team focused on transparent communication and negotiation with creditors to reach settlements outside of court proceedings. Managing complex office leases in critical locations like NYC and CA, we remained committed to finding practical solutions. Drawing on expertise in distressed M&A and financial restructuring, we managed over $40 million in debts, ensuring maximum value for stakeholders.
$400MM
INTERNATIONAL
Steel Fabrication
Successfully led the complex sale of a family-owned steel manufacturing company with manufacturing facilities in the Southwest and Southeast. Majority shareholders sought to sell after the minority shareholder refused to sell and offered to buy at far below FMV. MCA conducted an extensive evaluation, facilitated negotiations, and navigated family disputes. MCA maintained neutrality and ultimately sold the business to the minority shareholder at a significantly higher price, showcasing their expertise in M&A and shareholder disputes.
$30 MM / 30 EMP
NATIONAL
Hotel & Hospitality
Evaluated Iron Horse Hotel for purchase, an asset slated for a Section 363 sale auction in DE Bankruptcy court. Full responsibility for communication, valuation, and diligence with the debtor. Performed financial review, industry research, detailed diligence, and negotiation. Success hinged on valuation modeling, market research, and deep Section 363 bankruptcy process knowledge. MCA's professional opinion and expertise in the bidding process proved invaluable.
1 B+
INTERNATIONAL
Physical Therapy
Ready to pursue other ventures, the owner of a physical therapy practice with two locations hired MCA to spearhead its sale. MCA conducted business & industry analyses, examined records, established valuation goals, vetted purchasers, created compelling marketing materials, and negotiated terms. The successful sale of this business for our client underscores MCAs proficiency in executing M&A transactions within the healthcare sector.
ARIZONA
Transportation Surety Bonds
Our client initiated legal proceedings against its former lawyer, alleging breach of fiduciary duty, malpractice, and fraud. We identified irregularities, traced asset movements, and calculated damages, delivering a clear, supportable damages report. MCA’s ability to defend opinions during cross-examination validated our client's claims, bolstering our reputation as a premier financial consulting firm.
$25MM
NATIONAL
Hotel Portfolio
As Receiver MCA managed the construction and operations, including construction finances. Significant budget constraints required close collaboration with contractors and lenders to ensure the project’s timely completion. The resort's borrower filed for Ch. 11 in Delaware, adding complexity. MCA retained control as Receiver and ensured the completion of construction, the resort's smooth operation, and the successful sale of the property.
100 ROOM HOTEL
SANTA FE, NEW MEXICO
Supplements
Faced with constricted capital, rising costs, and supply disruptions, MCA Financial took control of three divisions and implemented robust cash management systems. Collaborative planning led to a comprehensive cash flow budget and lender endorsement. MCA negotiated the sale of the manufacturing, pet, and dollar divisions and managed liquidation, successfully overcoming challenges such as key personnel departures.
$60MM / 200 EMP
INTERNATIONAL
Parts Sales & Repair Services
We created a compelling CIM for our client to share with potential Joint Venture investors (JV). Our expert team organized the client's data into a visually appealing presentation conveying critical empirical information. Expertise in understanding investors' needs and creating persuasive content for transactional purposes was vital. Dedication to excellence ensured the CIM became a powerful tool to attract prospective investors and facilitate a successful debt capital raise.
$40MM
INETRNATIONAL
Wholesale Distributor of Steel Products
Engaged to secure a new credit facility for this foreign-owned company, our expertise in ownership structures and operational intricacies were crucial. We meticulously analyzed financial information, developed a comprehensive projection model, and prepared an informative memorandum. Strategic and skilled negotiation and facilitation of discussions resulted in favorable loan terms for our client. MCAs commitment to excellence and client success exemplifies industry leadership.
$150MM
HOUSTON, TEXAS
SAAS MARKETING
MCA managed a complex asset liquidation for a secured lender and majority shareholder. MCA investigated receivables, billed for uninvoiced services, and assessed the value of remaining assets. Direct communication with customers and proactive contact with service providers maximized asset conversion and returns. With a commitment to cost-efficiency, MCA fulfilled the client's desire for a smooth, efficient wind-down process without significant litigation or regulatory issues.
$5MM
INTERNATIONAL, HQ IN CALIFORNIA
Teen Group Home
MCA investigated a $2M damage claim against an Arizona company that ran group homes for teens. The plaintiff claimed her interest was unfairly reduced, causing losses. MCA found the plaintiff agreed to the amendment that decreased her interest and did not suffer losses. MCA analyzed financial statements, profitability, and occupancy levels of each home, and developed a financial model to illustrate the economic impact. The engagement showcased our expertise in financial analysis, modeling, and litigation support.
$6MM / <20
ARIZONA
Metal Recycling
We conducted a business valuation for a client in a partnership dispute, which involved a scrap metal recycling company that exported products to Asia. By conducting industry research, analyzing financials and commodity prices, and visiting the site, we arrived at a more accurate valuation than that of the opposing expert. Our work facilitated a settlement that closely matched our valuation, showcasing our expertise in dispute resolution, mediation, and business valuation.
$65MM/60 EMPLOYEES
HQ in ARIZONA EXPORTED TO ASIA
Vehicle Rental
This project involved a borrower who defaulted on a loan due to decreased earnings and sought a merger to meet loan requirements. The merger carried significant risk; MCA Financial reviewed the borrower's financials and operations, evaluated loan options, and collaborated with the borrower's team to devise a loan term structure and collateral protection measures. Leveraging our expertise and industry knowledge, MCA Financial successfully executed the merger, achieving positive outcomes for all stakeholders involved.
$250MM/3,000 EMPLOYEES
INTERNATIONAL
Online Wine Club
MCA assisted in planning and executing a small business subchapter V bankruptcy reorganization, necessitating accelerated deadlines and a faster confirmation of the reorganization plan. MCA prepared a 13-week cash flow and required statements and schedules. Customer and vendor communication strategies were implemented. DIP and exit financing were vetted and secured. The bankruptcy plan was confirmed in three months, paid all trade creditors in full, preserved customer deposits, and led to a successful go-forward plan.
$30MM/40 EMPLOYEES
NATIONAL
Fast-food Franchise
After the franchisee’s joint partner passed away, the surviving spouse claimed millions of dollars were owed to them from the company. MCA analyzed the company's financial information and historical business operations, drafted an expert report, and responded to the opposing expert’s report. MCA provided a thorough rebuttal report within a short period of time, meeting the client’s deadline. The judge found in favor of MCA’s client and noted the testimony MCA provided was compelling and persuasive.
SOUTHWEST REGION
Personal Mobility Devices
MCA stepped in as CRO and Sell-Side M&A Advisor after a storm of factors created a severe cash-flow crunch for the company and the shareholders decided to restructure and sell the company. MCA stabilized cash flow, navigated complex supply chain and market conditions, and set a path for a successful sale process. MCA vetted competing offers from strategic buyers and drove the sale process while working with management to run the business. The company was sold, exceeding the Seller's expectations.
$35MM
NATIONAL • HQ IN FLORIDA
Antibacterial Wipes
Our client's joint venture partner breached its contract, causing a severe cash crunch. MCA negotiated with creditors, sourced DIP financing, managed cash flow, and advised on confirming a Ch. 11 plan. Transparency and reliable communication with stakeholders facilitated the Chapter 11 process. MCA vetted a strategic buyer, worked with management to negotiate the deal, and completed a successful sale, keeping the former owner/CEO in a leadership role and creating a path to repay key suppliers and unsecured creditors.
$25MM
NATIONAL
Chemical Hauler
The secured lender to a distressed transporter of bulk liquid commodities hired MCA to perform collateral review, analysis, and a valuation of the company. The PE investor decided to withhold additional funding and further complicated the workout. MCA maintained strong lines of communication with the lender and its counsel. The lender, following guidance based in our valuation and strategic and tactical input, pushed financing onto the prospective buyer, recovering the majority of its loan and avoiding litigation and a costly and unnecessary chapter 11.
$40MM
NATIONAL
Steel Fabrication & Erection; Construction Management
Before advancing additional funds, the senior lender engaged MCA to verify the borrower’s business operations and collateral. MCA worked with key personnel to attain information and data. We examined the accuracy of company-produced unaudited financials, borrowing base data, assets, and AR, reconciling cash activity and scrutinizing current contracts. We identified third-party customer contracts and validated existing equipment, inventory and operations. Swift deployment of MCA's talented team led to delivery of a thorough report to our client.
$15MM
AZ, NV, UT, CA
Clinical Laboratory Testing
MCA was engaged by the defendant to provide litigation support and expert testimony in response to a lawsuit brought by a private lender regarding a dispute over the payments of principal and interest calculated pursuant to a promissory note. MCA initiated a plan to attack a multi-year accounting reconstruction, prepared a profit analysis, reviewed the plaintiff’s expert report, and delivered an expert rebuttal report. MCA’s analysis of the plaintiff's assumptions identified multiple flaws and errors in its calculation of damages.
$20MM
CALIFORNIA &ARIZONA
Pet Cremation Services
MCA prepared a valuation for the purpose of determining a fair price for the business, assessed market conditions, identified and contacted credible buyers, facilitated due diligence reviews, and managed the sale process through the successful closing of the transaction. Despite an unforeseen wholesale change in the identity of the buyer in the middle of the sale process, MCA’s guidance resulted in upholding terms originally agreed to between MCA’s client and the original buyer.
ARIZONA
Dermatology Medical Practice
MCA Financial's team identified risks and hurdles that could impact the valuation and acquisition. Requisite information on the target company and pertinent industry data were collected, verified, and analyzed within the context of both current and anticipated market conditions and against recent comparable medical practices and group transactions. A quick and efficient due diligence allowed our client to negotiate well in advance of closing and strengthened their position during the process. The client closed the deal with confidence and clarity.
WESTERN REGION
Dermatology Practice
MCA was retained to review and advise on a proposed merger. Working with professionals on both sides, MCA extracted data and information to determine the merger’s efficacy. Pre and post-merger shareholder interests, valuation methodology, merit of the transaction terms, and the merger agreement were scrutinized. MCA found that the treatment of its client was fair and reasonable and that their interests were represented in the agreement, Platinum's physician shareholders approved the merger.
SOUTHWEST REGION
Consumer Goods
MCA ran the operations and managed a fast, but complex, business sale process. MCA created a 13-week ABC budget with approval of the secured lender; identified key transition obstacles and generated practical solutions to avoid delays; ensured all parties adhered to the agreed upon plan and timeline; and led the smooth transition of merchant accounts, vendor relationships, employees, and employee benefits. The concern sale closed in less than 30 days.
$80MM
NATIONAL
Olive Farming & Processing
MCA extracted and analyzed pertinent data from a large data set, performed product and customer profit analyses, and evaluated overhead, staffing, and capital expenditure plans. Distressed valuation skills and the ability to work with Management in a high-pressure environment lead to the creation of an achievable turnaround plan, including detailed projections, key issues identification within the target’s standard costing system, and true value proposition of key customers and product lines.
$100MM
INTERNATIONAL
Sub-Prime Lending & Rental Car Franchisee
An absentee owner hired MCA to investigate critical liquidity crunches at two companies. MCA’s experts discovered losses stemming from fraudulent. Nine secured lenders appointed MCA to an independent leadership role. MCA took control of the companies, managed cash and operations, and developed a Plan to maximize recovery for all lenders. MCA collected on loans, repossessed and sold equipment at auction, and recovered on malpractice and other litigation matters, resulting in recoveries for creditors and relief for the borrower.
$20MM Loan Receivables
$25MM Annual Revenue
MULTI-STATE
Mobile Banking App
The secured lender engaged MCA Financial Group to verify the borrower’s Enterprise Value. MCA consulted with stakeholders, determined the scope and timing of the valuation, and launched into a thorough and focused assessment of the company’s industry, business model, and financial data. MCA interviewed management and investigated industry-specific M&A transactions, competitors, and financial metrics. MCA’s comprehensive valuation report established the loan balance was adequately secured, providing for future economic resilience.
$28MM
SOUTH AMERICA
Community Hospital
The hospital opened without requisite working capital and soon faced a financial crisis. The secured debt was funded through an EB-5 Visa program, a USCIS program for foreign investors created to stimulate the U.S. economy through job creation and capital investment. Approximately 112 foreign families pursuing green cards comprised the $56 million EB5’s debt. MCA secured a senior real estate lender to fund operations and the restructuring plan.
$45MM
ARIZONA
Physician Group Medical Practice
Hired by both parties in a divorce, MCA’s professionals completed a business valuation of a multi-physician medical practice. MCA analyzed the financials, interviewed the parties, researched the industry and the market, addressed growth options, and selected a valuation approach. MCA’s attentive team delivered a thorough and objective business valuation that served as a basis for the divorce settlement.
$1.6MM
ARIZONA
Warehouse
After opening a second 500,000 sq. ft warehouse, the company ran out of cash and faced shutdown, as the secured lender was not willing to advance on operating losses. MCA implemented a plan to consolidate ops, reduce inventory, and adjust costs to regain break even cash flow. MCA secured real estate and ABL lenders through a successful sale process, resulting in full recoveries/recoveries for the secured/unsecured lenders.
$240MM
REGIONAL
Neutraceutical Supplements
MCA Financial was retained to review the annual forecast and conduct a business assessment. MCA analyzed the company’s data, revenue, cost inputs, projected financials and additionally identified opportunities for improvements within the operations. A 13-week cash flow and detailed analysis and more was presented, advising the company on a path toward liquidity and growth.
$217MM
NATIONAL
Food Processing
MCA was the court appointed receiver for a group of companies who provided blending, packaging, and production of real dairy and dairy substitutes. The company was over-advanced on its line of credit and out of cash. MCA developed and led a restructuring plan that reduced expenses and sold each facet of the business to different buyers, resulting in full payment to the bank and payment to certain unsecured creditors.
$45MM
NATIONAL
Car Washes
MCA was engaged by the lender in a non-dischargeability case against an individual Debtor for a judgment of $17MM. MCA investigated historical activity, and provided expert reports and testimony illustrating fraudulent financial statements and unauthorized use of loan proceeds. MCA’s independent and objective work researching the facts assisted the court in concluding that the debt was, in fact, non-dischargeable to the debtor.
$25MM
ARIZONA