MCA Financial Group collaboratively works alongside creditors, bondholders, secured lenders, and trustees, in order to maximize recoveries with cost-effective solutions. To this end, MCA provides operational and financial assessments of borrowers in order to assist lenders in achieving their desired resolution.
MCA’s expertise includes these core services:
Provide valuable insights into a borrower’s financial position and provide in-depth analysis of management, operations, market position, cash flows, and other critical factors.
Monitoring & Reporting
Fulfill an oversight role for operations, financial reporting, and restructuring plans. Provide analysis, reporting and recommendations to lenders throughout the restructuring process.
Perform detailed market and competitive research paired with the borrower’s market position and strategy and report/advise the lender on findings.
Lender Recovery Strategies
Advise on options available to lenders to achieve the maximum recovery in a restructuring environment via foreclosure, UCC sale, bankruptcy, appointment of a receiver or other resolution process.
Serve as Court Appointed Receiver, Chief Restructuring Officer (CRO) or other executive level of borrower. Step in to manage the sale or refinancing process pursuant to forbearance or agreement with borrower.
Collateral Assessment, Recovery, & Disposition
Examine collateral to assess value; develop, negotiate and manage a recovery/disposition plan via foreclosure sale, UCC sale, bankruptcy, receivership, or out-of-court remedy.
Fraud, Asset Misappropriation, Forensic Accounting
Real Estate Lender vs. Borrower
MCA was engaged by the lender in a non-dischargeability case against an individual Debtor for a judgment of $17 million. MCA investigated historical activity and actions of the debtor, its principals, and related entities, and provided expert reports and testimony illustrating fraudulent financial statements and unauthorized use of loan proceeds. MCA’s independent and objective work researching the facts assisted the court in concluding that the debt was, in fact, non-dischargeable to the debtor. View Full Article.
AUTOMOTIVE SALES & FINANCE
Business Damage Determination and Assessment with Trial Support
Subprime Lender vs. Borrower
MCA was appointed as a state court receiver over the business and operations of a subprime automotive dealer/lender that included a vehicle leasing and sales operation in Phoenix. The case relied upon MCA’s expertise in the automotive industry to investigate vehicle title transactions and movement throughout several states in order to prove fraud and other violations on the part of the company’s owners. MCA assisted in asset recovery and obtaining judgments against former owners for the benefit of creditors.
Interim Chief Financial Officer
MCA served as Interim Chief Financial Officer for this national aerospace parts manufacturer for approximately 10 months, on behalf of an institutional majority shareholder. MCA led business improvement plans and enhanced financial reporting. MCA supported the business sale process including due diligence, negotiations, and closing.
ADVERTISING & PUBLISHING
National Media Publisher
MCA was retained by the lender to this publisher of shopping-related, free newspaper publications with operations in Pennsylvania, New York, Arizona, and Texas. MCA led the acquisition of these options though a restructuring on behalf of the lender. MCA served as Chief Restructuring Officer through a Chapter 11 process in order to effectuate the acquisition. MCA successfully sold the publications over a two year period, providing a full recovery to the lender.
FROM MORRIE AARON • MCA FOUNDER
“You have our personal commitment that MCA will provide the highest quality work to its clients in a timely manner. Confidentiality and trust are important ingredients in any business relationship and MCA is committed to these values.”
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OUR MCA PROFESSIONALS
MCA Financial Group provides senior-level teams that specialize in four practice areas to meet your financial and business needs. Each team is directed by an accomplished Senior Managing Director who possesses the requisite frontline experience necessary to provide personalized attention.
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