MCA Financial Group provides hands-on leadership and strategic guidance to organizations facing financial distress or operational challenges. Our Chief Restructuring Services are designed to stabilize performance, preserve value, and position companies for long-term recovery and growth.
MCA’s expertise includes these core services:
Crisis Management & Interim Leadership
We provide immediate operational control to stabilize organizations in distress. During times of uncertainty, we step in as an objective, independent executive presence, guiding teams through disruption. Our focus includes rebuilding trust with stakeholders, creditors, and employees to restore confidence and create a path forward.
Liquidity & Cash Flow Management
Our approach includes detailed 13-week cash flow forecasting and hands-on management to ensure operational continuity. We help prioritize critical payments and maintain key vendor relationships, while identifying quick-win cost containment measures to preserve liquidity in the short term.
Business Plan Review & Turnaround Strategy
We begin by assessing the viability of the core business and identifying areas for improvement. From there, we develop and execute turnaround plans built around clear, measurable KPIs. Our work often uncovers opportunities for restructuring operations and the capital structure to restore profitability.
Debt Restructuring & Creditor Negotiations
We lead negotiations with secured lenders, vendors, and lessors, aiming to create mutually acceptable solutions. This includes structuring forbearance agreements, refinancing strategies, and debt modifications. When needed, we guide clients through out-of-court restructurings to avoid more disruptive legal proceedings.
Bankruptcy Planning & Oversight
When Chapter 11 becomes necessary, we manage the process from preparation through execution. This includes coordinating debtor-in-possession (DIP) financing, and overseeing the development and implementation of a reorganization plan to maximize value and ensure compliance.
Stakeholder Communication & Governance
We act as a liaison between the company and key stakeholders including financial sponsors, lenders, and legal advisors. Our focus is on delivering transparent reporting and frequent updates, while aligning all parties toward shared turnaround objectives.
Operational Restructuring & Cost Optimization
We work to streamline operations, optimize supply chains, and right-size labor structures. Our team renegotiates contracts and vendor agreements where appropriate, while launching performance improvement initiatives to drive long-term cost efficiency and operational effectiveness.
SUCCESS STORIES
Review just a few of our recent Lender Advisory Services success stories. We are happy to discuss any similar needs you may have.
View Our Successes | Contact Us Today.
REAL ESTATE
Fraud, Asset Misappropriation, Forensic Accounting
Real Estate Lender vs. Borrower
MCA was engaged by the lender in a non-dischargeability case against an individual Debtor for a judgment of $17 million. MCA investigated historical activity and actions of the debtor, its principals, and related entities, and provided expert reports and testimony illustrating fraudulent financial statements and unauthorized use of loan proceeds. MCA’s independent and objective work researching the facts assisted the court in concluding that the debt was, in fact, non-dischargeable to the debtor. View Full Article.
AUTOMOTIVE SALES & FINANCE
Business Damage Determination and Assessment with Trial Support
Subprime Lender vs. Borrower
MCA was appointed as a state court receiver over the business and operations of a subprime automotive dealer/lender that included a vehicle leasing and sales operation in Phoenix. The case relied upon MCA’s expertise in the automotive industry to investigate vehicle title transactions and movement throughout several states in order to prove fraud and other violations on the part of the company’s owners. MCA assisted in asset recovery and obtaining judgments against former owners for the benefit of creditors.
Interim Chief Financial Officer
MCA served as Interim Chief Financial Officer for this national aerospace parts manufacturer for approximately 10 months, on behalf of an institutional majority shareholder. MCA led business improvement plans and enhanced financial reporting. MCA supported the business sale process including due diligence, negotiations, and closing.
ADVERTISING & PUBLISHING
Debt Advisory
National Media Publisher
MCA was retained by the lender to this publisher of shopping-related, free newspaper publications with operations in Pennsylvania, New York, Arizona, and Texas. MCA led the acquisition of these options though a restructuring on behalf of the lender. MCA served as Chief Restructuring Officer through a Chapter 11 process in order to effectuate the acquisition. MCA successfully sold the publications over a two year period, providing a full recovery to the lender.
FROM MORRIE AARON • MCA FOUNDER
“You have our personal commitment that MCA will provide the highest quality work to its clients in a timely manner. Confidentiality and trust are important ingredients in any business relationship and MCA is committed to these values.”
LEARN MORE ABOUT MCA FINANCIAL
OUR MCA PROFESSIONALS
MCA Financial Group provides senior-level teams that specialize in four practice areas to meet your financial and business needs. Each team is directed by an accomplished Senior Managing Director who possesses the requisite frontline experience necessary to provide personalized attention.
LEARN MORE ABOUT OUR TEAM